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Satisfactory Academic Progress Policy

The Higher Education Amendments of 1986 & 1992 and NJ Higher Education Student Assistance Authority require that a student receiving federal or state financial aid must make satisfactory academic progress. In general, satisfactory academic progress is defined as proceeding toward successful completion of degree requirements. The policy calls for a check of the student's grade point average (GPA) as well as a credit review yearly at the end of each Spring semester. Students must meet BOTH standards to be deemed making satisfactory academic progress.

The programs at William Paterson University affected by the satisfactory academic progress requirements are all Federal and State grant and loan programs. They include:

Federal Pell Grant
Federal Perkins Loan
Federal Supplemental Educational Opportunity Grant (FSEOG)
Federal Work Study (FWS)
NJ Tuition Aid Grant (TAG)
WP Tuition Aid Grant (WPTAG)
Federal Stafford Loan (Subsidized & Unsubsidized)
Federal Parent Loan (PLUS)
NJCLASS

If you receive aid from any of these programs, and did not maintain satisfactory academic progress you will denied funding from these sources. The billing will not be deferred!


Undergraduate Policy
Satisfactory academic progress for a a full-time (12 or more hours) undergraduate student must complete their degree requirements within five (5) years or ten (10) semesters from the time of admittance.

If a student is enrolled less than full-time, he/she must complete their program of study within ten (10) years, or twenty (20) semesters. Generally speaking, part-time students must complete twelve (12) credits a year to remain eligible.

A full-time student pursuing a bachelor's degree, must complete at least twenty (20) credits in his/her first year of study at William Paterson University. The minimum grade point average for this first year can be 1.50 or 1.75, depending on the number of credits attempted. From the conclusion of the second year, the cumulative grade point average cannot be lower than 2.00.


Expectation beyond the first year for credit completion is as follows:

Second Year - Forty four (44) credits

Third Year - Sixty eight (68) credits

Fourth Year - Ninety eight (98) credits

Fifth year - One hundred & twenty eight (128) Credits

Incompletes (I grade) will not count toward progress until such time as the grade is removed. At that time, hours completed will count for the period of original registration. You cannot retroactively receive aid for the term in which you received the incomplete. You must contact the Office of Financial Aid when incompletes are made up.

Withdrawals (W grade) will not count toward progress but will be used for measuring lack of satisfactory academic progress.

Course Repetitions will count toward progress for the grade awarded and if previous credit was not granted (i.e. failing grade). If credit was previously awarded, the course credits will not be applied by the University toward the total credits needed to graduate.

Remedial Courses will count toward progress without penalty but will not be applied by the University toward the total credits needed to graduate.

Credits completed at an institution prior to enrollment at the University will not be used to determine academic progress.

Graduate Policy
Graduate students receiving assistance through the Federal Direct Stafford Loan Program must maintain satisfactory academic progress or face denial of eligibility. Graduate students must maintain a cumulative grade point average of 3.00 or better.

Progress is checked once each academic year. If you fail to demonstrate satisfactory academic progress at the end of an academic year, you will be denied funding for future semesters. To regain your eligibility, you must follow the procedures for filing an appeal indicated below or satisfy the deficiency which caused violation of the policy.

Appeal Procedure for Satisfactory Academic Progress Policy
Any student denied aid under the University's satisfactory academic progress policy has the opportunity to appeal the decision to the Dean of Enrollment Management and SAP Committee. A letter is mailed home to notify the student (*note: once the letter is mailed, it is considered to be delivered). The deadline for submitting a written appeal letter for 2005-2006 is TBA following the denial of aid eligibility. This is a one-time appeal.

Appeals can include special circumstances, such as illness, family difficulties or extenuating personal or academic circumstances. Appeals must be made in writing, with appropriate documentation.

After the Appeal is Submitted
A student whose appeal is granted will have his/her financial aid reinstated for one semester or one academic year, depending upon what is stated in their letter of reinstatement. Additional semesters of eligibility will be based on satisfactorily completing the stated conditions in their reinstatement letter or, once again meeting the minimum standards of this policy. Aid may be reinstated on a probationary basis. Receipt of aid is contingent upon availability of funds at the time of request.

If a student's appeal is denied, the student can apply for any Alternative Loan Program from any bank or private lending insitution. THIS IS NOT A STUDENT/STAFFORD LOAN from the Department of Education! The monthly payment system is also available; please see the Office of the Bursar for more information.

The Alternative Loan Program is not based on satisfactory academic policy but it is based on credit checks. Please select carefully on your servicer, check your interest rates and repayment options. Remember, you are applying for a PRIVATE LOAN NOT A STAFFORD LOAN! The Office has created a Brochure for your perusal.

Also there are some private lending insitutions who will lend students funds for less than halftime study (less than 6 credits) :


The Financial Aid Office at William Paterson University
300 Pompton Road, Wayne, NJ 07470
Tel: 973.720.2202 - Fax: 973.720.3133
http://ww2.wpunj.edu/finaid/famain.htm